Tag Archives: Investment

Student Policy or Voluntary Investment /Unit Trusts?

When saving for your children studies, do you go the Student Policy route or the Voluntary Investment (Unit Trusts) route?

A Voluntary Investment offers you more flexibility and the costs involved are a lot lower and more transparent. This investment also allows more liquidity than a Student Policy.

Student policies are an Endowment Policy with fixed terms, fixed cost structure and a fixed contribution pattern. If there is any change in the contribution of the investment or you want the suspend your contributions for a while, a penalty fee will be applicable. This will be subtracted from the current fund value.

The benefit of this policy, lies in the fact that you can add risk cover to it. For example, if the premium payer becomes disable or passes away the life insurance company will pay the rest of the premiums until the policy come to term. This means a portion of the premium will be used for the risk cover and the remainder will be invested. Continue reading

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Filed under Insurance

Brief summary on Business Permits

A Business Permit may be issued to a foreign national, who intends to establish or invest in a new business in South Africa. This foreign national are also able to take over an investing business.

Temporary Residence

There are quite a few factors involved in the establishment of a business, which are the following:

1. Required Investment:

The intended investment into the book value of the business of:

a. R 2.5 million in cash;

b. a capital contribution of at least R 2.5 million;

c. at least R 2 million in cash and a capital contribution of at least R 500 000 Continue reading

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Filed under Immigration, Uncategorized


Dear readers,

We wish to welcome you to our new blog. Our vision for this website is to provide our reader with valuable, practical and entertaining information. We envisage to cover a  range of topics of useful information for anybody wanting to settle in South Africa ranging from immigration, forex and company set-up,  insurance to recruitment. In addition practical information for any international investor being it mid-sized companies or individuals will be covered. Continue reading

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Filed under Immigration, Social life - others