Category Archives: Insurance


You can now insure dogs and cats for as little as R185 each per month in the event of visits to the Vet, prescribed medication required, X-Rays or radiology and blood tests, accident, illness, prescription food, advertising and rewards for lost animals, kennel fees, theft and death cover due to an accident or natural unforeseen causes.

You will enjoy an overall limit of R28 000.00 worth of cover subject to various limits per claim and also with an annual limit.


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Mutual Fund/Unit Trust vs Direct Equity Investment?

When looking at these investment options, there no real right or wrong answer. Each option has pros and cons, you’ll have to decide which options will suit you best.

With a Direct Equity Investment you’ll need a lot of time, knowledge, discipline, capital and the ability to detach yourself emotionally from your investment. If you have all these arrows in your quiver and you can time the market, the returns will definitely be superior compared to a Mutual Fund Manager.

When looking at Units Trust, here you’ll get the time, knowledge and discipline of a fund manager. Who should be an expert in this area. Unit Trust also gives you more exposure to a broad range of stocks for not a lot of money. You can build a portfolio with adding ad hoc payments or a monthly debit order over time, without having to pay brokerage fee on every transaction. Continue reading

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Foreign Immigrants in South Africa – the Ups and Downs

If we take a look at South Africa’s economic standing, it is currently  rated as the lowest country in the World’s Economic Forum in terms of Labour relations, as stated in a recent article in the Business Day news.

This is due mainly to the mining strike that lasted almost six months and cost the country R24 Billion in production and 3.4 Million in food relief.

“Raising education standards and making its labour market more efficient will thus be critical in view of the country’s high unemployment rate of over 20%, with its youth unemployment rate estimated at over 50%,” the WEF said.

And yet the number of foreign immigrants applying for Permanent residence from first world countries is on the rise, is this a blessing in disguise or will it lead to further downfall? Continue reading

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